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The interest rate for each plan is individual and depends on your APR, term length, and loan amount.

Take 5Īnnual percentage rate (APR) depends on a specific case and loan amountĪnnual percentage rate (APR) depends on a particular case and loan amountĪvailable loan amounts vary from the minimum of $35 to the maximum of $10,000. And here are a bit more details of every plan. Interest charges may be higher in case of late payments. Plan conditions may vary depending on a client's case and their personal credit history. Scratch Financial provides three major payment plans: Take 5, Take a Year and Take 2 Years. Supports all types of medications for pets.Ī clinic needs to be a Scratchpay partnerĬredit score check and application approval before lending money So here are the strongest and weakest points of Scratchpay: Pros:ĭoes not affect the client's credit score Сhoosing a financial institution to help with a medication bill is a responsible matter, especially for the life and health of your beloved pet. Pet healthcare financing still remains the main and most popular offer of Scratchpay. Today, the service provides a whole range of financing solutions for pet medication as well as various medical services for human financing, including dental, physical therapy, optical, and LASIK loans. Scratch Financial was established in 2016 in Pasadena, California, as a pet healthcare financing organization. Scratchpay, also known as Scratch Financial, is a digital medical financing service offering short-term pet and human health care loans.

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Scratch pay for free#

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